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Insurance

Benefits of Medical Price Transparency

In the traditional American insurance model of healthcare, patients often have no idea and no choice in the costs of medical procedures until well after those procedures have been completed, when the insurance company determines how much or whether they will cover the bill and...
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The Value of a Primary Care Doctor

Many Americans leave their healthcare to chance and emergency.  Others rely on urgent care centers or a revolving door of doctors assigned to them by their insurance company.  However, studies show that patients who form relationships with a single doctor who provides integrated...
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Medicare Advantage Crisis is Here

PPACA (Patient Protection and Affordable Care Act) has ramifications across the entire health insurance market. Besides the 10-15 million private insurance end of contract notices, now the Medicare beneficiaries are seeing the beginning of the 700 plus billion in cuts from the...
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The Healthcare.gov Insurance Exchange Debacle

As the reality of higher premiums and more restricted access continue to rear their heads as Obamacare takes full effect January 1st, it will be prudent to revisit some alternatives to solving the healthcare access debate. Here are 8 real world, workable contributions to make...
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What Should Replace the Affordable Care Act?

In my prior piece, I explained that health insurance plans and government programs shield patients from the true cost of services provided, leading to expensive healthcare by creating artificial supply and demand curves.  Individual patients and proper market dynamics will lower...
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Stockton seeks bankruptcy; comparing the cost of a city with the cost of healthcare

Putting Numbers in Perspective  July 27th it was announced that Stockton, California, with about 300,000 residents and a $700 million debt load, is set to become the largest U.S. city ever to seek Chapter 9 protection and file for bankrupcy. Looking at these numbers left me...
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Medicare For All?

This is the sign in the upper photo of the Wall Street Journal’s front page July 29th 2012. This appears to be the sentiment of the people cheering for the Supreme Court’s decision. Poor folks, they think it will be Medicare for all but actually it will be Medicaid for all....
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Why PPACA is Bad: Real Solutions for Healthcare Reform

I have considered many elements of the healthcare debate, and have renewed confidence that there are more practical ways to fix the system.  The aim of this piece is to comment on the flaws of the current health care system, prove that these flaws will not be fixed by the Patient...
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Health Savings Accounts: A Step in the Right Direction-09/12/2011

Dr. Kordonowy has indicated Healh Savings Accounts’s are a step in the right direction to place better personal and provider accountability into health care delivery and improve personal choice for your health care.  The following link indicates that companies are now...
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A Blast From the Past

In an effort to get wider audience I have transitioned to a stand-alone blog from my original blog at http://www.imswf.com.  What follows is the original material from my very first blog, the “Bulletin Board” at my first website. Americans turning to emergency...
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